Wedding Insurance

Hi lovelies, IT’S JUNE!

Wow I cannot believe June is here, that means summer is right around the corner. YAY!

Our summer looks different this year due to the global pandemic, but that doesn’t mean we are not working. That is one of the reasons why May’s blog did not happen. Pandemic + wedding postponements + baby + crazy restrictions and health concerns = no blog. You all get it I hope, that life sometimes happens and things do not get done. I was focusing on giving my couples the best service and attention that I could while balancing this new normal. Let me be the first to admit I do not like being cooped up in my home for long periods of time, but for the safety of others and my family we did it!

Anyways the June blog is about wedding insurance and why it is important. I have been an advocate for wedding insurance since before the pandemic because you just never know what is going to happen. Most couples before did not see the value of wedding insurance, it was expensive and often not used (yay! that means no claims), but now it is a staple in the budget.

I paired with a company that reached out to me to give me more info on wedding insurance to share with all of you!

You can find the whole article here. Below is just a summary of the article

Disclaimer- I do not get any kickbacks for recommending wedding insurance or if anyone signs up for it from this blog post

“

The coronavirus has changed the world, perhaps irrevocably. It’s a difficult time for everyone, but if you had a wedding scheduled this season, you’re likely experiencing a different sense of loss. The day you’ve been planning for months or even years—has been postponed indefinitely and we just don’t know when all this will end.

American couples spent some $54 billion dollars last year on their weddings. With the average cost of a US wedding topping $34,000 in 2019, it’s no wonder some cautious brides and grooms purchase wedding insurance to protect their wedding investments.

The best wedding insurance policies cover everything from hurricanes to honeymoons. They protect you in the event that a member of your wedding party or close family members falls ill. Indeed, they’re designed to protect you against a wide range of unexpected circumstances. But even couples who thought they were prepared for everything weren’t prepared for this.

The response of the wedding insurance industry to the crush of cancellation claims they are receiving has been to deny them. They are characterizing the coronavirus not as a run-of-the-mill unforeseen circumstance, but rather as an unforeseeable one, akin to an act of war or terrorist attack. Some are allowing couples to hold on to their policies and advising them to reschedule their weddings for the “same time next year.” But gun-shy couples may be hesitant to do so. Needless to say, wedding insurers are not issuing any new policies at this time.

The global pandemic is uncharted territory for everyone, not just wedding insurance companies. Some legal experts are advising couples who carried wedding insurance and were forced to cancel their weddings to hold on to their receipts. Litigation and legal decisions surrounding wedding insurers’ liability for losses incurred during and due to the coronavirus is undoubtedly around the corner. That is, when courts open for normal business again.”